Your dreams
deserve funding
today.
One form. No prior registration. Get reviewed within 48 hours and funds land directly in your account.
5,000+ people funded
across Zambia
Loan Calculator
Know your numbers first
Monthly Repayment
Total Interest
Total Repayment
Interest calculated as a flat rate on principal. No hidden charges.
Choose your path to
financial freedom
Simple, transparent products built around your life.
Salary-Backed Loan
Salary-backedAffordable loans secured against your verified employment and salary. Ideal for civil servants and formal sector employees.
4.00%
per month
ZMW 1K–250K
amount
3–60mo
tenure
Collateral-Backed Loan
Asset-backedLarger loan amounts secured against your assets such as vehicles, property, or equipment.
3.50%
per month
ZMW 5K–500K
amount
6–60mo
tenure
From idea to funded
in 3 simple steps
Apply Online
Fill our intuitive multi-step form with your personal, employment and banking details. Upload supporting documents digitally — no branch visits, no queues.
Start your application
Get Reviewed
Our team verifies your documents typically within 24 hours. We may request additional information through your secure portal — no unnecessary delays.
Receive Funds
Once approved, funds are disbursed directly to your bank account — typically within 48 hours. Track every step live from your personal customer portal.
Know your numbers
before you commit
Adjust the sliders to model your ideal loan. No surprises — the rate you calculate is the rate you pay.
Transparent. Fair. Simple.
Monthly Repayment
Total Interest
Total Repayment
Interest calculated as a flat rate on principal. No hidden charges.
Built differently,
for you
Everything you need. Nothing you don't.
No Registration
Your account is created automatically when you apply. Zero pre-registration friction or paperwork.
48hr Processing
Most applications are reviewed and decided within 24–48 hours of document submission.
Transparent Rates
Fixed flat-rate interest. No hidden fees, no penalty surprises on your statement.
Secure Portal
Track repayments, view statements, and monitor your loan status from your personal portal.
Your next chapter
starts with one form.
No pre-registration required. No branch visits. Your account is created automatically — just apply.
All amounts in Zambian Kwacha (ZMW) · No hidden charges